Privacy Policy

1. Scope

This Privacy Policy describes how Key Point Credit Services (“we,” “our,” or “us”) collects, uses, and protects personal information obtained through keypointcreditservices.com (the “Site”) and related services.

2. Information We Collect

A. Information You Provide

• Contact information (name, email, phone number).
• Financial and credit-related data submitted for consultation or analysis.
• Messages and inquiries sent through forms or email.

B. Automatically Collected

• Device and usage information (IP address, browser, pages viewed, timestamps).
• Cookies and analytics data to measure traffic and improve performance.

3. How We Use Information

• Provide and manage credit repair or consultation services.
• Respond to inquiries and communicate with clients.
• Improve and analyze the performance of our Site.
• Comply with legal obligations and maintain security.

4. How We Share Information

• Service Providers: Vendors supporting our operations (hosting, CRM, analytics, payment).
• Legal Requirements: When necessary to comply with law or protect our rights.
• Business Transfers: If ownership or assets change as part of a merger or acquisition.

5. Cookies & Tracking

We use cookies to improve your browsing experience, understand engagement, and deliver relevant content. You may disable cookies via your browser, but certain features may not function properly.

6. Data Security

We maintain reasonable safeguards to protect your information. However, no online system is completely secure, and we cannot guarantee absolute security.

7. Your Rights

You may request access, correction, or deletion of your personal information by contacting us at [email protected]. We will verify requests as required by law.

8. Retention

We retain information as long as necessary to provide services, comply with laws, and resolve disputes.

9. Children’s Privacy

Our Site and services are not directed to individuals under 18. We do not knowingly collect information from minors.

10. Updates to This Policy

We may modify this Policy from time to time. Updated versions will be posted on this page with a new Effective Date.

11. Contact