Terms & Conditions

1. Acceptance

By accessing or using keypointcreditservices.com (“Site”), you agree to these Terms & Conditions (“Terms”). If you disagree with any part, please discontinue use.

2. Modifications

We may update or revise these Terms anytime. The Effective Date indicates the most recent version.

3. Permitted Use

• Use the Site only for lawful purposes related to our credit repair, education, and consulting services.
• Do not attempt unauthorized access, interfere with performance, or collect user data without consent.

4. Intellectual Property

All Site content, design, text, graphics, and logos are owned by Key Point Credit Services and protected by applicable laws. No content may be reproduced without written consent.

5. Information Accuracy

We strive to ensure information on the Site is accurate, but we make no guarantees. Content is for informational purposes and not financial or legal advice.

6. Third-Party Links

The Site may contain external links. We are not responsible for third-party sites or content.

7. Disclaimer of Warranties

8. Limitation of Liability

In no event shall Key Point Credit Services or its employees be liable for any indirect, incidental, or consequential damages resulting from your use of this Site.

9. Indemnification

You agree to indemnify and hold harmless Key Point Credit Services from any claim arising from your use of the Site or breach of these Terms.

10. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

11. Contact